Step-by-Step Guide: How Brazilians Can Legally Invest in U.S. Real Estate

For many Brazilians, investing in the United States is a smart way to diversify assets, protect wealth, and generate income in U.S. dollars. And real estate—especially in states like Florida—continues to be one of the most stable and profitable investment options available.

But if you're based in Brazil, how do you actually go about purchasing property in the U.S.? What are the legal requirements, and what documents do you need?

Here’s a clear, step-by-step guide to help Brazilians legally invest in U.S. real estate in 2025—whether you’re buying a vacation home, rental property, or making your first dollar-based investment.

🇺🇸 Step 1: Understand That Foreigners Can Buy Property in the U.S.

First, the good news: you do not need to be a U.S. resident or citizen to buy property in the U.S.

Brazilians can legally:

• Purchase homes, condos, or commercial real estate

• Buy in their personal name or through a U.S.-based company (LLC or Corp)

• Own short-term or long-term rental properties

• Receive rental income and sell the property later for profit

💡 However, owning property does not automatically grant you a visa, green card, or legal residency in the U.S.

📝 Step 2: Choose the Right Investment Structure

You can invest in real estate in two main ways:

A. As an Individual (CPF Holder)

• Simpler and faster for single-property investments

• May expose you to higher U.S. estate taxes if you pass away

• Can be more complex when repatriating income to Brazil

B. Through a U.S. Company (LLC or Corp)

• Provides liability protection and tax flexibility

• Can reduce exposure to U.S. estate taxes

• Recommended for multiple properties or high-value investments

• Requires setting up an EIN (Employer Identification Number) and ITIN (Individual Taxpayer Identification Number)

💡 Talk to a tax advisor to decide what structure best matches your goals.

🏦 Step 3: Open a U.S. Bank Account

To buy property or receive rental income, you’ll need a U.S. bank account. Some banks allow foreigners to open accounts remotely, while others require a visit in person.

Requirements usually include:

• Valid passport

• Brazilian proof of residence

• U.S. tax ID (ITIN or EIN)

• Company documents (if buying through an LLC)

💡 Many investors use the services of a local advisor or accountant to open and manage their U.S. account.

🧾 Step 4: Get Your Documents in Order

The process is smoother when you’re prepared. Make sure you have:

• Passport (valid)

• Proof of address in Brazil

• CPF

• Bank statements and proof of funds

• Company documents (if applicable)

• ITIN (if already obtained)

If you’re applying for financing, you may also need:

• Income documentation

• Credit references or international credit reports

• Down payment proof (typically 30–40% for foreigners)

🔍 Step 5: Choose the Right Market and Property

Florida remains one of the most attractive states for Brazilian investors due to:

• Warm climate and cultural familiarity

• High demand for short-term rentals (especially in Orlando, Miami, Tampa)

• No state income tax

• Large Brazilian population and Portuguese-speaking services

Work with a local real estate agent who understands foreign buyers, and always request detailed ROI projections if you're buying as an investment.

💰 Step 6: Understand Taxes and Ongoing Costs

Brazilians investing in the U.S. must pay:

• Property taxes (varies by city and county)

• Federal income tax on rental income

• State/local taxes (depending on location)

• FIRPTA withholding tax if you sell the property as a non-resident (15% of the sale price, refundable with proper tax filing)

You may also be subject to taxes in Brazil if you bring the money back. Consulting a tax specialist who understands both U.S. and Brazilian systems is key to avoiding double taxation.

🧑‍💼 Step 7: Work With a Property Manager

If you don’t live in the U.S., hiring a property management company is essential. They will:

• Handle guest communication (if short-term rental)

• Manage check-ins, cleanings, maintenance, and emergencies

• Collect rent and provide financial reporting

• Ensure your property complies with local regulations

At Dreams N Fun, we specialize in managing properties for Brazilian investors in Florida—offering peace of mind and maximum performance.

🔑 Final Thoughts

Investing in U.S. real estate is a smart, accessible move for Brazilians looking to grow wealth in dollars and secure international assets. With the right guidance, proper structure, and local support, it’s completely possible to own and profit from American property—legally and successfully.

📩 Need help starting your investment journey in the U.S.? Contact Dreams N Fun today and let’s build your plan together.